Though the insured individual is just not the direct beneficiary of the insurance because the profit goes to the rapid surviving relative after the dying of the insured person, he or she gets the oblique benefit corresponding to those who expect to gain from insurance coverage declare will deal with her or him properly throughout his or her life. The lump sum paid out at the demise of the insured individual can be used for many purposes, for instance, to cover the price of funeral, to gift to a relative, to repay the money owed, or to supply financial support to the spouse in the course of the traumatic interval.
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